May 18, 2012

How to pay off a debt

Decide which debt to pay off first. If you racked up more than one credit card, or you took out a personal loan from the bank, list them all down – source, balance, interest rate, due date and minimum payment required. Arrange them with the highest interest rate first. For loans with the same rate, [...]

Using cash and card the right way

Paying in cash is a good thing. But, cashless shopping could bring a lot of perks, generous discounts and interest-free installments. Most credit cards today offer rewards points to promote loyalty among users. Make sure your card has a rewards program and that you are getting the most rewards points for your spending. But, you [...]

working pregnant

Pregnancy is an inevitable stage of a woman’s life. That is why the law gives special protection to pregnant women at work. They have rights to pay time off for antenatal care, Maternity Leave and may get maternity pay or a Maternity Allowance. They are also protected against unfair treatment. Employers have obligations to ensure [...]

painful condition

Hemorrhoids are enlarged, painful veins in your rectum. It develops in two different places. It could be both inside or above the anus (internal) or under the skin around the anus (external). Factors that cause this condition include long periods of sitting done mostly in the office, chronic constipation or diarrhea, pregnancy, and anal intercourse. [...]

important factors to grow a profitable home business

Like any activity you pursue, there are certain musts that are required to be successful in a chosen activity. To legally operate a vehicle on public roadways, one must have a driver’s license; to excel in sports, one must train and practice; to retire comfortably, one must become an informed investor and actively invest for [...]